Reserve Bank of India

Reserve Bank of India 🇮🇳

ll 🙏🏻 नमस्ते 🙏🏻 ll

Central Bank 🏦 जो country के economy ko control करती है, money के issue se लेकर supply tak responsible होती है और Indian Bank System ko regulate करती है l Reserve Bank of India, India 🇮🇳 की central bank 1st April 1935 ko establish हुई aur 1949 ko nationalized हो गई l The governing of the RBI is done in accord to the RBI Act by the government. So चलिए RBI ke बारे में और अच्छे से जानते हैं l

Until the Monetary Policy Committee was established in 2016, RBI had full control of monetary policy in India. 1 April 1935 मैं Reserve Bank of India Act 1947 के accordance operations को start किया l Following India’s independence on 15 August 1947, the RBI was nationalized on 1 January 1949. 21-members की committee के under Governor; four deputy governors; two finance ministry representatives (usually the Economic Affairs Secretary and Financial Services Secretary); ten government-nominated directors aur four directors who represent local boards for Mumbai, Kolkata, Chennai, and Delhi work करते हैं l

Reserve Bank of India ke 5 important functions को हम niche discuss करते हैं l

1) Banker to the Government: Reserve Bank of India conducts banking accounts of government departments and enterprises. RBI government of India को important financial matters मैं advises देती hai aur government के behalf मैं RBI government ke functions ko perform करती है l It can also make advances and provide loans to the government whenever necessary.
2) Banker’s Bank: Reserve Bank of India country के commercial banks ko supervise करती है l It provides financial assistance to these banks like short-term loans and advances. RBI also will dictate interest rates and the CRR limits to commercial banks.
3) The issuer of Currency: The RBI is the only authorized body that can issue currency in the country. So they print, distribute, and regulate the flow of currency in the economy. India me 8 November 2016 ko demonetization की announcement हुई l Demonetized currency को collect karna aur new notes ki printing करके country me distribute करना यह काम RBI ne perform किया था l
4) Regulator of Foreign Exchange: RBI, Indian rupee के value ko global economy मैं maintain करती है l It acts as the custodian of foreign exchange reserves in the country. RBI fluctuations को control karne के लिए अपने पास enough reserve रखती है l
5) Controls Credit in the Economy: This can be said to be the primary function of the Reserve Bank of India, the control of credit and money in the market. RBI economy me credit ko control करने के लिए qualitative और quantitative methods ka इस्तेमाल करती है l

Reserve Bank of India is working on the back foot. RBI का work silent hota hai issilye RBI ke functions ko देखना मुश्किल होता है l RBI के और बहुत functions hai लेकिन kuch important functions ko hamne यहां पर cover किया है l RBI ke बारे में aapke views हमें comment 📜 section मे बताएं l तब तक Happy Reading….

ll 🙏🏻 धन्यवाद 🙏🏻 ll

-j₹k.